About Subhkiran Capital

Know Us Better

Subhkiran capital Ltd is a Non Banking Financial Company approved by the Reserve Bank of India. Now Spreading the operations across Kerala with 32 branches in Ernakulam,Thrisur,Idukki, Alappuzha, Pathanamthitta, Palakkad and Kottayam Districts.

Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage.To help stakeholders create, protect and enhance their wealth using our experience, knowledge, expertise and cutting edge technology in a transparent and ethical manner. To become the most preferred financial institution with a nationwide presence by providing customized & speedy financial solutions to rural and emerging India with a system based on the trust & confidence of our Customers while striving to ensure Customer delight. Explore other potential markets while extending our services towards all banking and financial needs. Our long term mission is to put in maximum effort while continuously refining process quality and strengthening our services while widening our scope in all areas of Finance.

Our Mission

Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage.

Our Vision

To help stakeholders create, protect and enhance their wealth using our experience, knowledge, expertise and cutting edge technology in a transparent and ethical manner. To become the most preferred financial institution with a nationwide presence by providing customized & speedy financial solutions to rural and emerging India

Our Values

Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage.

HOW DO WE MAKE A DIFFERENCE?

We are transparent and instant in our service delivery that makes you invest your trust in us for quick financing solution.

Quality

Our company is administered by a seasoned corporate body stewarded by Prof. C K Renjan as CMD who holds an excellent track record in all the spheres he has handled. The sincerity of Prof. C. K. Renjan and his team is the best testimonial to the quality of SCL.

Commitment

We practice what we preach and are committed to meet our customer’s financial requirements. We extend our help not just for individuals but also for the development of small and medium sized industries.

Success

We successfully started our operations with five branches in Kerala and now we are having 15 branches in four districts, which cater thousands of customers on a daily basis.

Our Optimistic team members

P Prakasan

chairman

A commerce Graduate
21 years of service in Middle East
Former Board Member and Secretary of Gurudeva Trust (SNGIST Group of Institutions)

SANTHOSH KUMAR P T

whole time Director

Academic Qualification:Bachelor of Commerce (B.Com)

Professional Experience:

* 1980 – 1987: Admiral Travels, Ernakulam Started career at a leading travel agency, handling various operations and Accounts.

* 1987 – 1990: International Shipping Agency, Fort Kochi Worked in the shipping industry, handling logistics and accounts for international clients.

*1991 – 1999: Gulf Experience (Abu Dhabi) Worked as an accountant in Projects & Suppliers Co. Ltd (LLC) for 8 years, gaining significant experience in financial management in a multinational environment.

* 1999 – 2010: Arabian Scandinavian General Trading Co. (ARASCA), Dubai Served for 10 years in the Siemens lighting division franchise, contributing to business development and project management.

* 2010 – 2012: President & Secretary, HDPY (Hindu Dharma Paripalana Yogam), Andipillikavu Elected President for 2 years and Secretary for the subsequent 4 years, leading and overseeing activities of the organization, having Bed College, Arts and Science College, CBSE Higher Secondary School and several business ventures (Gold Loan, Chitty & Shopping complex).

* Present: Whole-time Director, Subhkiran Capital Limited Serving as the whole-time director of an NBFC (Non-Banking Financial Company) with 32 branches across Kerala.

* Present: Director, Kerala Industrial Co. Ltd, Moothakunnam Acting as Director for a company engaged in industrial trading and manufacturing.

Skills & Expertise:

* Financial management and accounting

* Business development and project management

* Leadership and organizational management

* Community service and organizational governance

K B RATHEENDRANATHAN NAIR

Independent Director

B.Sc Graduate

A Dynamic Banking Professional with a Successful Career Spanning about 35 Years

Key Skills: Branch Management| Credit Management| Client Relationship| Vault Operations| Reporting

Banking Outline: BANK OF INDIA AND PARUR CENTRAL BANK LTD

Experience Outline: Branch Manager/ Assistant Manager• / Currency Chest Officer

A dynamic Banker with an extensive career spanning about 35 years with leading public sector BANK OF INDIA; and Parur Central Bank Ltd., a Private sector Scheduled bank , contributing to the organizational growth and success through strong knowledge and skills in branch banking operations, office management, vault operations, credit management, deposit mobilization, training and reporting along with strong leadership, analytical and communication skills; having strong expertise in managing urban, semi urban & rural branches.

Banking Profile BANK OF INDIA: March 1990 to December 2007

Worked in fully computerized environment branches with core banking solutions

PARUR CENTRAL BANK LTD: August 1973 to March 1990

Branch Manager/ Asst. Manager /Clerk/ Cashier

Achievements :

Received the award of Best Manager in Kerala Zone for the FY 2000- 2001

Worked as a freelance trainer in Banking & Soft skills for Debt Recovery Agentsfor two years, a course by IndianInstitute of Banking Finance (IIBF)Course. #The course was approved and as per guidelines from Reserve Bank of India.

Worked as Area Manager for a short period of three months with Manappuram Finance in 2009 and again started training activity.

Worked with a medium sized NBFC ( Nidhi Company namely KPB Nidhi Ltd. ) for 3 years as Chief Manager from July 2010 to 2013 and left

Worked as Financial Literacy Counsellor From 2013 (Project of RBI and Govt. of India) for twenty months in a Centre managed by Bank of India which ceased from September 2015 upon attaining the age of 65.

Worked for three months with Disha Trust ( Financial counseling) during 2018

Presently, there are no regular engagements other than occasional training classes in Banking as Freelancer.

K.N. Bal. IPS