About Subhkiran Capital
Know Us Better
Subhkiran Capital Ltd., a trusted Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, is dedicated to delivering accessible and innovative financial services. As part of its mission to support economic growth and financial inclusion, the company is rapidly expanding its presence across Kerala. With 35 fully operational branches and more in the pipeline, Subhkiran Capital is committed to serving the diverse financial needs of individuals, entrepreneurs, and small businesses throughout the state.
Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage. To help stakeholders create, protect and enhance their wealth using our experience, knowledge, expertise and cutting edge technology in a transparent and ethical manner. To become the most preferred financial institution with a nationwide presence by providing customized & speedy financial solutions to rural and emerging India with a system based on the trust & confidence of our Customers while striving to ensure Customer delight. Explore other potential markets while extending our services towards all banking and financial needs. Our long term mission is to put in maximum effort while continuously refining process quality and strengthening our services while widening our scope in all areas of Finance.
Our Vision
To help stakeholders create, protect and enhance their wealth using our experience, knowledge, expertise and cutting edge technology in a transparent and ethical manner. To become the most preferred financial institution with a nationwide presence by providing customized & speedy financial solutions to rural and emerging India
Our Values
Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage.
Our Mission
Our primary mission is to provide financial advice on all major aspects of leasing, financial investments and other corporate lending activities within Kerala while aiming for a pan Indian coverage.
HOW DO WE MAKE A DIFFERENCE?
We are transparent and instant in our service delivery that makes you invest your trust in us for quick financing solution.
Quality
Our company is administered by a seasoned corporate body stewarded by Prof. C K Renjan as CMD who holds an excellent track record in all the spheres he has handled. The sincerity of Prof. C. K. Renjan and his team is the best testimonial to the quality of SCL.
Commitment
We practice what we preach and are committed to meet our customer’s financial requirements. We extend our help not just for individuals but also for the development of small and medium sized industries.
Success
We successfully started our operations with five branches in Kerala and now we are having 15 branches in four districts, which cater thousands of customers on a daily basis.
Our Optimistic team members
P PRAKASAN
CHAIRMAN
A commerce graduate with over 21 years of professional experience in the Middle East, Mr. P Prakasan has demonstrated strong leadership and strategic capabilities across various sectors. He previously served as a Board Member and Secretary of Gurudeva Trust, the governing body of the SNGIST Group of Institutions, where he contributed significantly to the trust’s academic and institutional development. For the past nine years, he has been serving as the Whole Time Director of Subhkiran Capital Limited, playing a pivotal role in the company’s financial and operational growth.
In addition to his corporate and educational leadership roles, Mr.P Prakasan has been actively involved in community service. He has served as President, Secretary, and Group Governor Representative (GGR) of the Rotary Club of Paravur at different periods, reflecting his enduring commitment to social development and civic engagement.
SANTHOSH KUMAR P T
Whole Time Director
A commerce graduate with over 40 years’ experience across multiple sectors, Mr. Santhosh Kumar P T began his career in 1980 with Admiral Travels (Ernakulam) before joining International Shipping Agency, Fort Kochi. His international tenure included accounting roles in Abu Dhabi (1991-99) and financial leadership at ARASCA, Dubai (Siemens Lighting franchise). Returning to India, he served as President/Secretary of Hindu Dharma Paripalana Yogam, managing educational institutions (B.Ed College, Arts & Science College, CBSE School) and business ventures (gold loans, chitty operations, shopping complex). Currently, as Whole Time Director of Kerala Industrial Co. Ltd (Moothakunnam) and HDPY Chits Limited (Andipillikavu), he continues leveraging his cross-sector expertise for organizational and community development.
Sajan K P
Independent Director
A seasoned banking and financial services professional with nearly four decades of expertise, beginning his career in 1986 with The Federal Bank Ltd where he rose to Vice President & Regional Head, excelling in branch expansion, credit management, and operational leadership across Kerala, Hyderabad, and Kolkata. Known for his strategic vision and people-first approach, he drove business growth, compliance, and digital transformation before transitioning as General Manager of Supra Pacific Financial Services Ltd (2021-April 2025), where he spearheaded the NBFC’s expansion, regulatory compliance, and financial inclusion efforts. Academically distinguished with a Bachelor’s in Chemistry, LL.B., and CAIIB certification, his legal-financial acumen strengthens his governance in evolving regulatory environments. Beyond corporate leadership, he actively contributes as Executive President of the Bankers’ Club (Greater Kochi) and a dedicated Rotary Club of Cochin Queen City member, advancing social and professional initiatives.
K.N. Bal. IPS
Independent Director
A distinguished Economics graduate from N.S.S. College, Pandalam (University of Kerala) who served with distinction in the Indian Police Service for over 30 years since the 1960s, heading districts including Kollam, Idukki, Kozhikode Rural, Ernakulam Rural (Aluva) and Kottayam while also leading Crime Branch units in Kollam and Kannur. His exemplary policing career was strengthened by specialized training at premier institutions like Central Detective Training College, Hyderabad (Advanced Criminal Investigation, 1969-70), KIRTADS Palakkad (Tribal Studies, 1985), and NDPS Act/Juvenile Justice programs in New Delhi (1987). Post-retirement (1995), he continues serving as President of Kerala State Police Pensioners’ Welfare Association (Alappuzha), Chief Editor of “Police Pensioner” journal, and former President of Gentry International Club, Alappuzha, demonstrating unwavering commitment to police welfare and community development.